Filer vs Non-Filer Savings Calculator Pakistan 2025
Finance Act 2025 · Non-filers can no longer buy property or vehicles under current policy restrictions
Your Financial Activity
Enter your expected annual transactions to see your savings
Your total annual income from all sources
Total cash withdrawn above PKR 50,000/day
Value of property you plan to buy or sell
Whether you are buying, selling, or both
Dividends received from stocks or mutual funds
Profit on savings, fixed deposits, or term accounts
Savings by transaction type
How much less WHT you pay as a filer on each transaction
| Transaction | Annual Savings |
|---|---|
| Cash Withdrawal (Sec 231AB) | — |
| Property Purchase (Sec 236K) | — |
| Property Sale (Sec 236C) | — |
| Dividend Income (Sec 150) | — |
| Bank Profit (Sec 151) | — |
Annual Savings as Filer
Rs 0
per year by being on the Active Taxpayer List
Disclaimer: This calculator provides estimates based on Finance Act 2025 (FY 2025-26) tax slabs published by the Federal Board of Revenue (FBR). Results are for guidance purposes only. Your actual tax liability may differ based on specific deductions, exemptions, allowances, and other factors applicable to your individual circumstances. Always consult a certified tax advisor or contact Akbar Tax Store for a personalized assessment.
Start saving today.
Filer vs Non-Filer in Pakistan 2025-26 — complete guide
What is the Difference Between a Filer and Non-Filer in Pakistan?
Filers are active taxpayers who submit annual returns and appear on the Active Taxpayer List. Non-filers face significantly higher withholding rates and practical restrictions in financial and asset transactions.
Non-Filer Penalties in Pakistan 2025-26 — Complete List
Key penalties include higher tax on property purchase/sale, dividends, banking profits, and cash withdrawals. Current policy also limits non-filer access to property and vehicle purchase pathways.
How to Check Your FBR Filer Status — SMS 9966
Send your CNIC number (without dashes) to 9966 via SMS to check your ATL status instantly. You can also check at FBR's IRIS portal online.
How to Become an Active Taxpayer in Pakistan — Step by Step
Register your NTN, file your income tax return for the relevant tax year, and your name will appear on the Active Taxpayer List within 24–48 hours. Akbar Tax Store handles the entire process for PKR 9,000.
File Now for PKR 9,000 — Become Active in 24 Hours
Akbar Tax Store — certified tax filing assistance